We had to face the facts: we were out of whack.
We were getting by, but we were struggling financially, and it was robbing our peace of mind. My husband and I have jobs that we love, and four children that we love more. We knew we had to make more money so that we could build our retirement while also saving for the kids’ college funds.
Oh — while also paying for music lessons, soccer, and ballet.
But even after completing Dave Ramsey’s Financial Peace University, and paying off all our debt except the mortgage (YAY us!!),